Cookies

We use cookies and related technologies to personalize and enhance your experience. By using this site you agree to the use of cookies and related tracking technologies.

Options

Team

These are the people who help our clients make confident, informed decisions based on their interests, utilizing our experience, knowledge, and partners to help them strive for success. Visions Wealth Management is a team of professionals dedicated to you and your needs. Our financial advisors are available to help you pursue your dreams. Take a moment to meet our team, and – when you’re ready – reach out and connect.

Guy Adames

New York Pennsylvania

Wealth Management Advisor

Guy Adames

McKinley Branch

Wealth Management Advisor

Guy joined Visions Wealth Management in 2020 as a Financial Consultant. Guy and his team develop close relationships with their clients by using a Goals-Based approach to wealth management with an emphasis on understanding and prioritizing their financial goals. He applies more than 15 years of experience and insight to help clients address a broad range of wealth management needs. He understands the value of financial education in mitigating the anxiety many clients feel about investing and is committed to communicating clearly and regularly about financial strategies, goals, and objectives. He is committed to being a valuable resource to clients and their families.

In addition to wealth management, Guy has coached little league for seven years and mentored eight financial advisors over the past decade.
Guy has a bachelor’s degree in Finance from the State University of New York at Oswego. He resides in Syracuse with his wife and their three children. He is involved with various boards in the local community and enjoys golf, sports, and traveling with his family.

Robert W. Bradley, CFP®

New York

Wealth Management Advisor

Robert W. Bradley, CFP®

McKinley Branch

Wealth Management Advisor

Rob Bradley has over 30 years of experience working with his local community in the financial services field, including being with Visions Wealth Management (formerly Visions Investment Services) since its inception in 2004. Since that time, Rob has dedicated his experience and knowledge of providing personalized financial advice to the members of Visions FCU.

Rob’s mission is to develop personalized financial planning options and strategies for his clients so that they may make informed decisions for their future. He prides himself on his educational approach and has been a valuable resource, supporting his clients through many financial challenges throughout the years.

Rob has demonstrated a high commitment to his clients and profession by becoming a CERTIFIED FINANCIAL PLANNER™, which requires completing a rigorous two-year course and passing the national exam. CFP® professionals must meet the Financial Planners Standards Council standards in education, experience, examination, and ethics. CFP® professionals must also have 30 hours of continuing education every year and agree to abide by the CFP® Code of Ethics to renew their right to use the credential annually. He is also certified by the New York State Insurance Department as a Long Term Care and Life Insurance professional.
In Broome County, NY, Rob is a lifelong member of the community and has been involved in many local activities over the years. This includes Boy Scouts, coaching youth in various sports, and supporting local charities such as the Boys and Girls Club, Rotary, and various charities.

Rob is most proud of his family: his wife, two children, and their rescue dog.

Jim Campone

New York

Wealth Management Specialist

Jim Campone

Chenango Commons Branch

Wealth Management Specialist

As an experienced financial professional with over 25 years of industry expertise, Jim is dedicated to offering personalized financial guidance to individuals, families, and organizations. Over the past five years, he has focused on building comprehensive wealth management services for credit unions across the country.

As a Wealth Management Specialist, Jim follows a fundamental planning process, emphasizing understanding individual goals, collaborative plan development, strategic implementation, and maintaining consistent communication. Jim is committed to sharing his knowledge and experience and takes great joy in helping others to pursue their financial goals.

Outside of work, he finds joy in outdoor activities such as fishing and golf, as well as cooking and traveling with his family.

Candace Chapman

New York

Wealth Management Advisor

Candace Chapman

Riverside Dr Branch

Wealth Management Advisor

Candace Chapman joined the Visions Wealth Management team in 2022. She earned the Chartered Retirement Planning CounselorTM designation conferred by the College For Financial Planning and holds Series 7 and Series 66 securities license registrations through LPL Financial. She also has a New York State Life, Health, and Accident Insurance license. In her role, she works to understand each client’s financial objectives and develop unique strategies to pursue their goals.

Candace is enthusiastic about financial education and empowerment. She helped to create and promote Visions’ Women & Wealth program and is among the group of Visions Wealth Management advisors who contribute to the “Financial Tip” segment airing weekly on WBNG TV’s Around the Tiers program.

Candace is a University of Missouri – Columbia graduate with a bachelor’s degree in Broadcast Journalism. Prior to Visions, Candace spent five years as Director of Client Strategy at a leading marketing firm and has also held positions as a primary news anchor, reporter, producer, and newsroom manager. As part of that background, she reported on issues impacting the local and national economy and hosted weekly personal finance and investing segments.

Candace serves on the board of the Boys & Girls Club of Binghamton and its Bids for Kids fundraising committee. She has a supporting role in Mercy House of the Southern Tier’s Gala of Taste. For more than 20 years, she has emceed the Girl Scouts of NYPENN Pathways Women of Distinction program and produced a video highlighting the achievements of each woman honored.

Candace enjoys the outdoors year-round: hiking, running, golfing, and snowshoeing, among many other activities, and traveling with family and friends.

Alyssa Clark

New York Pennsylvania

Wealth Management Advisor

Alyssa Clark

McKinley Branch

Wealth Management Advisor

Alyssa started with Visions Wealth Management in 2017 as an intern, then became a full-time employee after graduating with honors, receiving her AAS in Financial Services from SUNY Broome. She continued on to join the Visions Wealth Management team in 2019 as an Administrative Assistant, eventually growing in the industry to become a junior advisor. She has earned her Life and Health Insurance license and Series 6, 7, 63, and 65 licenses, held through LPL Financial.

She works collaboratively with Guy Adames and Caity Kuhnen. As a team, they are committed to determining tailored strategies for each individual client. Alyssa enjoys learning about her clients to broaden the relationship and include different aspects of their lives in their overall goals and financial plans.

Outside of the office, she enjoys working on her house and spending time with her parents. Alyssa is an avid dog lover and loves walking and playing with her two dogs.

Marcy Depew

New York

Wealth Management Advisor

Marcy Depew

Riverside Dr Branch

Wealth Management Advisor

Marcene Depew has been working in the financial services industry for over 25 years. During this time, Marcene has concentrated her efforts in the areas of wealth management, retail branch management, business banking, and client relationship management.

Marcene is a dedicated resource, working with her clients in an effort to ensure that all aspects of their financial services needs are addressed. She understands the importance of sharing information with her clients and looks forward to offering solutions related to investments, insurance, and Medicare.

Marcene holds a New York State Life, Health, and Accident Insurance license along with Series 6, Series 7, and Series 63 Securities licenses, held through LPL Financial. She has earned the Chartered Retirement Planning Counselor™ designation conferred by the College for Financial Planning and has completed courses at SUNY Broome that support her financial services role.

Marcene serves on the Board of Directors and Foundation Board for the Binghamton Boys & Girls Club and has supported the club’s youth activities for many years. A native of the Broome County, NY area, she and her husband have three grown children and are actively involved in the Binghamton community.

Ernest Escobar

New Jersey Pennsylvania

Wealth Management Advisor

Ernest Escobar

Mahwah Branch

Wealth Management Advisor

Ernest is dedicated to building trust and establishing long-term relationships with anyone he has the opportunity to work with. Ernest strives to reduce the stress and uncertainty that come with planning short-term or long-term financial goals.

With a focus on what really matters to clients, Ernest works to create tailored solutions to help align goals with appropriate strategies. Allowing clients to make informed decisions is his ultimate goal. With over 10 years of banking experience, Ernest has helped hundreds of people pursue their financial goals.

As a financial consultant with Visions Wealth Management, Ernest is experienced in investment management, retirement planning, tax-efficient college savings programs, and estate planning.

Christine Gumaer

New Jersey New York Pennsylvania

Contact Center Wealth Management Specialist

Christine Gumaer

NY Contact Center Branch

Contact Center Wealth Management Specialist

Christine has been in the financial services industry since 2000 and licensed as a Financial Consultant since 2001. She joined the Visions team in 2017 as Contact Center Financial Consultant, a role well-suited for Christine as she came from a lifetime of customer, member, and financial service experience.

Christine takes pride in being able to use so many years of knowledge and experience to assist members and clients with their financial service needs, regardless of their stage in life. She enjoys working with clients and members over the phone, and it’s apparent in her voice during every interaction.

Christine is available to speak to and assess members’ financial needs via phone by calling the Contact Center. You may reach Christine during business hours Monday through Friday at 800.242.2120, ext. 40123.

Gerri A. Harrison, CFP®, EA

New York

Wealth Management Advisor

Gerri A. Harrison, CFP®, EA

McKinley Branch

Wealth Management Advisor

Gerri began working in financial planning and tax preparation over 30 years ago after obtaining an accounting degree in college. She started preparing taxes while she and her husband raised their son, but quickly became aware that her clients’ financial advisors at the time were either not considering or not informing them about the tax implications of their actions. Ultimately, her passion to help her clients led her to earn the CERTIFIED FINANCIAL PLANNER™ designation.

She knows through her extensive experience that monetary investments are only a piece of financial strategy. She emphasizes that the impact of taxes, insurance considerations, and vehicles used to save for retirement are just as important as the amount saved. As clients enter retirement, she knows how their focus shifts toward managing risk, estate plans, long-term care, Social Security, legacy, and other essential discussions. Just as she changed from a 2-wheel motorcycle to a 3-wheeler, she is able to adjust her perception about performance and risk. She also encourages conversations about the emotions and behaviors that may impact money management at any stage in life.

One of Gerri’s greatest passions is learning and educating, both for individuals and herself. She has a knack for breaking down complicated financial concepts during workshops, seminars, discussion groups, and client planning meetings. Gerri continually reads or listens to books, podcasts, newsletters, and webinars to find new means of addressing her clients’ financial needs, as she hopes to improve the financial lives of the individuals she encounters. She volunteers for the Wings for Widows program, which helps recent widows and widowers get their financial lives back on track. She considers learning and spreading knowledge to be a purpose in her life.

As a woman, mother, and business owner, she understands the complexities of balancing work and family life. She enjoys the challenge of helping her clients navigate through their financial lives. During her free time, she often paints rooms as a meditative, relaxing process for selfcare, along with remodeling and decorating her various homes and places of business. She says, “Doing demolition to start a remodeling project is almost as much fun as the challenge of creating a financial plan for a client.”

Rachael Kettle

New York

Wealth Management Advisor

Rachael Kettle

Binghamton East Branch

Wealth Management Advisor

Rachael Kettle is a dedicated Wealth Management Advisor committed to helping individuals pursue financial stability and success. Rachael joined Visions Federal Credit Union in 2016 as a Member Service Representative. She has since worked in various roles within the organization, building strong relationships with members by advising them on a wide range of financial services, including debt counseling, budgeting, retirement planning, and investing. Rachael’s passion for finance and desire to help others obtain financial freedom inspired her to join the Wealth Management Team in 2022. Rachael has obtained her Series 6, Series 7, Series 63, and Series 65 held by LPL Financial, and her New York State Life, Accident, and Health License.

Born and raised in Binghamton, NY, Rachael is a proud member of the community. Rachael is an avid traveler with a passion for exploring new places and cultures, but her favorite place to be is her family cottage on Lake Ontario with her loved ones and dog Apollo.

Kevin Klingbeil, AIF®

New York

Wealth Management Advisor

Kevin Klingbeil, AIF®

University Center Branch

Wealth Management Advisor

Kevin assists all types of clients in Vestal, NY, and the Broome County area with their financial planning and investment needs. Kevin has extensive experience providing financial advice to retirement-focused clients and businesses. His responsibilities include meeting with clients, researching client issues, and preparing and presenting financial planning cases and updates to clients. His areas of concentration include investment management, income tax planning, estate planning, stock option exercise planning, insurance analysis, retirement planning, and education planning.

Kevin has been awarded the ACCREDITED INVESTMENT FIDUCIARY® designation from the Center for Fiduciary Studies™. The AIF® designation signifies a specialized knowledge of fiduciary responsibility and marks the culmination of an experience prerequisite, a course study, successful completion of a final examination, a signed Code of Ethics and Conduct Standards agreement, and a commitment to annual continuing education.

Kevin is an avid sports fan and history buff and currently resides in Endwell, NY. He holds a bachelor’s degree from The State University of New York at Fredonia and is involved in supporting charities such as the Boys and Girls Club, American Cancer Society, and The Humane Society.

Caity Kuhnen, CFP®

New York Pennsylvania

Wealth Management Advisor

Caity Kuhnen, CFP®

McKinley Branch

Wealth Management Advisor

Born and raised in Binghamton, NY, Caity is excited to give back to her community through financial planning and advising. Whether clients are just starting out, preparing for retirement, or developing their estate plan, she is dedicated to their financial well-being – helping pursue growth, preservation, and management of wealth through all stages of life.

Her main objective is to help each client work towards their specific goals in a way that is unique to their circumstances. She aims to always be approachable and available to address her clients’ questions and concerns as they arise.

Caity has a high commitment to her clients and profession. Since 2017, in addition to various securities registrations held through LPL Financial, she has proudly become a CERTIFIED FINANCIAL PLANNER™, which requires a rigorous two-year course and passing a national exam. CFP® professionals need to complete 30 hours of continuing education every year and agree to honor the CFP® Code of Ethics to renew their right to use the credential annually.

Outside of the office, Caity enjoys working out, traveling, and trying new foods. Most important to her is spending time with her friends, family, and dog.

Ed Molina

New Jersey Pennsylvania

Wealth Management Advisor

Ed Molina

Augusta Branch

Wealth Management Advisor

Ed’s passion for helping people with financial services started back in 2015 when he was a Relationship Manager for Bank of America. In 2017 he decided to make the shift from Bank of America to Visions Federal Credit Union as a Licensed Branch Employee (LBE) before transitioning to Branch Manager of the Washington Township office. Ultimately his desire to help others plan for their financial future led him back to his previous role as LBE, then continued on to become a Wealth Management Advisor with Visions Wealth Management.

Ed holds his Life & Health license, and various licenses with LPL Financial, including the Series 6, Series 7, Series 63, and Series 65. Due to his prior work experience, he provides a holistic view of his clients’ financial landscape. As a result, he identifies opportunities for investments and provides smart, tailored solutions to clients’ financial goals.

Ed has an approachable and friendly style, which allows him to have genuine relationships with his clients. Committed to providing comprehensive financial solutions, Ed takes pride in his attention to detail and communicates regularly with his clients.

Outside of work, Ed enjoys the outdoors, spending time with his dogs, playing the drums, and taking trips to Long Beach Island with his partner.

Leo G. O’Connor Sr., CFP®

New York

Wealth Management Advisor

Leo G. O’Connor Sr., CFP®

Riverside Dr Branch

Wealth Management Advisor

Leo has been a provider of financial services for over 40 years and has completed the requirements to become a CERTIFIED FINANCIAL PLANNER™ practitioner. He is a general securities representative, an investment advisor representative with LPL Financial, and a licensed life, health, and variable annuity agent in New York State.

Leo entered the financial services field as a specialist in tax-free bonds in 1977 in Syracuse, NY, and later became part owner of a regional brokerage firm in Endicott, NY. Prior to starting O’Connor Investments in 1991, he gained experience at Dean Witter Reynolds. O’Connor Investments joined the Visions Wealth Management team in 2016.

Leo is active in several community organizations. He has served on the Catholic Education Foundation and the Advisory Board of the Financial Planning Association of the Southern Tier of New York.

When not at the office, Leo can be found on the tennis court, biking, or hitting the pavement in his running shoes. Leo has three children and lives in Binghamton with his wife.

Christa R. Perry

New York Pennsylvania

Wealth Management Advisor

Christa R. Perry

Owego Branch

Wealth Management Advisor

Christa’s roots in financial services extend beyond her 25 years of professional experience. She learned at an early age by observing her father, an insurance agent, how to provide personal and dedicated service not only to clients but also to the local community. She empathizes with life’s complexity as it combines with financial challenges and stressors that come with any of life’s stages. As a result, she takes a personal and practical approach to service and advice. She enjoys working with individuals and families to establish goals and develop a personalized approach to pursue those goals.

Born in Broome County, NY, Christa is a graduate of Vestal High School. She received associate degrees in Business Administration and Independent Studies, both from SUNY Broome in Binghamton, NY, and a Bachelor of Science in Business from Excelsior University in Albany, NY. She maintains various securities registrations, held through LPL Financial, as well as insurance licenses.

She currently resides in Endwell with her husband and their dog.

Kevin Porter, AIF®, CSRIC®

New York

Wealth Management Advisor

Kevin Porter, AIF®, CSRIC®

Chenango Commons Branch

Wealth Management Advisor

Kevin Porter is a seasoned financial professional, having provided personalized financial advice to individuals, families, and businesses for nearly 30 years. He is a partner in the Chenango Commons Office, an advisor group of Visions Wealth Management. The Chenango Commons Office represents over 60 years of combined experience serving the community with advice and financial literacy.

Kevin specializes in developing and implementing strategies aimed toward accumulation, distribution, and preservation. Through a comprehensive financial planning approach, he creates long-term relationships with his clients by providing education regarding their financial situation and available investment options. Kevin helps his clients make sound decisions to help them pursue their financial goals.
He has been awarded the ACCREDITED INVESTMENT FIDUCIARY® designation from the Center for Fiduciary Studies™ and also the CHARTERED SRI COUNSELOR® designation from the College for Financial Planning.
Kevin was born and raised in Ithaca, NY, where he completed his education. He maintains various securities registrations, held through LPL Financial, and insurance licenses in several states. He is certified to offer the New York State Partnership for Long-Term Care Insurance.

Currently, he serves on the advisory board for the Community Impact Fund, a charitable fund supporting local causes, and is a member of the Greater Binghamton and Tioga County Chambers of Commerce. Previously, Kevin has served as Treasurer of the National Association of Life Underwriters in Ithaca.

Kevin is an avid sports fan and traveler. He enjoys golf during spring and summer months and attending Notre Dame football games in the autumn. Kevin moved to the Southern Tier in 2002 and resides in Endicott, NY.

Melissa Titus

New York

Wealth Management Advisor

Melissa Titus

Chenango Commons Branch

Wealth Management Advisor

Melissa is a highly experienced professional with nearly 20 years’ experience in financial services and banking. Prior to joining The Glen Wood Financial Group, Inc. in 2011, she accumulated six years of banking experience with Visions Federal Credit Union.

Melissa returned to Visions Federal Credit Union in 2020 when The Glen Wood Financial Group joined Visions Wealth Management and has been a key team member for the Chenango Commons Office. She has established many strong client relationships and has a solid reputation for product knowledge, attention to detail, efficiency, and integrity.

Melissa holds the Series 7, Series 63, and Series 65 securities licenses through LPL Financial and a NYS Life, Accident and Health Insurance license. She achieved an AAS degree in Financial Services (with Honors) as well as LPL Financial’s AdminU Degree.
When searching for a Wealth Management Advisor, remember to identify one who possesses extensive education in financial services and industry experience. Melissa clearly excels in both respects.

She is a lifelong resident of Broome County and, in her spare time, enjoys spending time with her friends and family.

*AdminU is a training program designed to enable LPL Financial Advisor administrative staff to better support their office in the areas of client services, office management, leadership, operations, and marketing.

Lou Toujague

New York

Client Relationship Manager

Lou Toujague

Chenango Commons Branch

Client Relationship Manager

Lou moved to Broome County in 2012 to attend Binghamton University for an undergraduate degree in Integrative Neuroscience with the intention of pursuing a career in medicine so he could “help people”.  Unsure of which path to take, he worked locally at Vestal Volunteer Emergency Squad and Broome Volunteer Emergency Squad as a paramedic to gain experience in the healthcare field for 8 years.  During this time he developed an interest in finance – particularly personal finance and investing.  Following this interest, he applied to Visions and worked at the Member Business Lending department while studying and passing his FINRA licensure examinations – ultimately transferring to Visions Wealth Management as a Client Relationship Manager.

Lou now works with the Chenango Commons Office team – working with and learning under our seasoned advisors with aspirations to become  one of the team’s financial consultants.  He focuses on client communication/outreach with emphasis on strengthening relationships with our current clients and facilitating the development of new relationships via referrals and community outreach.  According to him, this role allows him to amalgamate the interpersonal skills developed in his previous career while implementing the values learned here at Visions to positively affect the financial health of our clients and contribute towards our mission to impact our local communities.

Despite the drastic change in career paths, Lou finds great joy and fulfilment in his opportunity to “help people” here at Visions Wealth Management.  During his off time, Lou enjoys continued participation in local EMS agencies by assisting/guest lecturing in trainings/classes, spending time with friends/family, going on long walks with his dogs, travelling, and reading a good non-fiction book.

Devin Andreatta

Wealth Management Coordinator

Devin Andreatta

McKinley Branch

Wealth Management Coordinator

Devin started with Visions in 2020 as a loan officer before joining the Visions Wealth Management team in 2022 as the Visions Wealth Management Coordinator. As the coordinator, she is hard at work behind the scenes, helping with marketing efforts and working on operational essentials for the program.

Devin was born and raised in Binghamton, NY. She graduated from Fordham University with her bachelor’s degree in Mathematics/Economics. She has earned the Series 7 and Series 63 through LPL Financial and Life and Health Insurance license, which allows her to closely assist both the Investment Services and Insurance departments of Visions Wealth Management.

In her free time, Devin loves spending time with her dog, hanging out with friends and family, playing tennis, and doing hot yoga.

Debbie Bossack

LPL Registered Client Services Associate

Debbie Bossack

McKinley Branch

LPL Registered Client Services Associate

Debbie Bossack started her career in retail at the Oakdale Mall in Johnson City, NY, before entering the financial services industry, which she has since served for more than 25 years. Her earliest experiences in the industry were at Binghamton Savings Bank, then Columbia Mutual, before relocating to Ithaca, NY, where she worked in wealth management at Cornell Finger Lakes Credit Union for 16 years. In 2020, she joined the Visions Wealth Management team.

Born and raised in Binghamton, NY, she’s a graduate of Binghamton Central High School and attended Broome Community College. Working with LPL since 2004, Debbie has completed LPL Financial’s AdminU Degree Program* and holds her Series 6 and 63 licenses through LPL Financial. She enjoys cooking, gardening, and spending time with family and friends. She has two daughters and lives in the Ithaca area with her husband.

*AdminU is a training program designed to enable LPL Financial Advisor administrative staff to better support their office in the areas of client services, office management, leadership, operations, and marketing.

Christina Cavanaugh

Director of Operations

Christina Cavanaugh

McKinley Branch

Director of Operations

Christina Cavanaugh has an extensive background in the financial services industry after accumulating 15 years of experience. She initially joined the investment services team as an Administrative Associate in 2013 and has steadily progressed within the division of Visions Wealth Management to her current position as Director of Operations.

Christina’s contributions to VWM have been invaluable, as she consistently brings a positive attitude, strong work ethic, and exceptional skill set to all her responsibilities. Her unwavering dedication to helping individuals and finding effective solutions has played a fundamental role in the program’s remarkable growth. She has a genuine passion for supporting and championing every member on her team. Her desire to cultivate relationships is aided by her natural ability to connect with and understand the needs of others.

In addition to maintaining a strong commitment to her team, she continuously works on her professional development and educational pursuits. She possesses a degree in business and her Series 6 and 63 licenses, held through LPL Financial.

As a lifelong resident of the Southern Tier of New York, Christina is deeply rooted in the community. In her leisure time, she cherishes moments spent with her loved ones, including her significant other and their adorable English bulldog.

Georgette R. Curay

Wealth Management Administrative Associate

Georgette R. Curay

Chenango Commons Branch

Wealth Management Administrative Associate

Georgette is an accomplished professional who has provided services and support to a variety of businesses and industries over the last 20 years. With honors, she earned her Bachelor’s Degree in Business Management from St. Leo University in St. Leo, FL, and she has broad business experience with specialties in insurance, bookkeeping, and tax services.

In her spare time, Georgette enjoys shopping, cooking, and spending time with her dogs and family. She recently moved to the Southern Tier after living in Florida most of her life and enjoys the New York landscape and change of seasons.

Leo O’Connor, Jr., CFP®

LPL Financial Planner

Leo O’Connor, Jr., CFP®

Chenango Commons Branch

LPL Financial Planner

Leo specializes in financial planning for Millennials. He is passionate about helping clients understand and take control of their finances so they can enjoy the present while still preparing for their future.
In his role as a Financial Planner, Leo is also able to assist Visions Wealth Management financial advisors when they request financial planning for their clients. Additionally, he uses his knowledge and experience behind the scenes to help facilitate VWM’s social media presence, marketing compliance, and other endeavors.

Leo has been part of the industry since 2006 and has worked as part of Visions Wealth Management since 2016. In that time, Leo has obtained his bachelor’s and master’s degrees in Personal Financial Planning from Texas Tech University. He has been an LPL Financial Planner since 2017. Leo holds the CERTIFIED FINANCIAL PLANNER™ designation, which is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training, and ethical standards, and are committed to serving their clients’ best interests today to help them work toward a more secure tomorrow.

Leo volunteers for the Financial Planning Association. He serves on the board of their Southern Tier chapter and assists nationally with conference planning. When not working, Leo enjoys spending time with his family and playing tennis.

Luz Sandoval

Wealth Management Administrative Associate

Luz Sandoval

McKinley Branch

Wealth Management Administrative Associate

After a number of years working in customer service, Luz Sandoval has a proven record of patience and versatility, quickly learning new processes and information, always doing so with a smile! Having migrated to the US from Argentina when she was 18, Luz loves tackling new adventures and is happy to face any challenge thrown her way. On the Wealth Management team, she uses her attention to detail and service experience to support the other members of her team and ensure that Visions members and clients are cared for and supported.

In her spare time, she enjoys baking, cooking, going for hikes with her dog, and spending time with her family, friends, and husband.

Heather Talbert

Wealth Management Administrative Associate

Heather Talbert

McKinley Branch

Wealth Management Administrative Associate

Heather joined Visions in 2023 as an Administrative Assistant. She holds a bachelor’s degree in Spanish, completed post graduate studies in linguistics at the University of Texas at Arlington, and studied French at IFALPES in Chambery, France. She worked for five years with an NGO in Cameroon, Africa as an administrative assistant and later in personnel. Heather brings strong communication skills and an eye for detail to her work. She is excited to help service clients’ needs through her work in the back office.

In 2023, Heather moved from the Midwest to Vestal, NY, with her husband and three children. She is involved in her community through her church and enjoys spending time with family, hiking, and reading.

Jeffrey G. Thatcher, CFP®

Managing Director

Jeffrey G. Thatcher, CFP®

McKinley Branch

Managing Director

Meet Jeff Thatcher, a seasoned financial professional dedicated to shaping the financial well-being of members at Visions FCU. With a wealth of experience, Jeff assumed the role of Managing Director of Visions Investment Services, driven by a mission to establish a premier, relationship-centric financial planning division. His primary focus is to guide members through crucial life and financial milestones, offering tailored solutions for sound decision-making.

Before joining Visions FCU, Jeff spent a remarkable 13 years at Hudson Valley Federal Credit Union, where he distinguished himself as a leader in the financial services arena. Under his adept management, the Financial Services department flourished into one of the nation’s top programs. In 2014, Jeff’s exceptional contributions were acknowledged when he was recognized as one of the top 50 program managers nationally by Bank Investment Consultant magazine.

With an impressive tenure of over 25 years as a registered Financial Representative, Jeff brings a depth of knowledge and a commitment to delivering high-quality member service. His expertise is underscored by the prestigious designation of CERTIFIED FINANCIAL PLANNER™, a testament to his completion of a rigorous two-year course, passing a national exam, and maintaining the highest standards of education, experience, examination, and ethics required by the Financial Planners Standards Council.

Beyond his professional accomplishments, Jeff finds joy in family life. Married with two children, he shares his home with two beloved Labrador dogs named Buddy and Lucky. Jeff extends his passion for service to the community as an active volunteer and board member for two organizations. With his comprehensive foundation in finance and unwavering dedication, Jeff Thatcher is poised to make a lasting impact on the financial success of Visions FCU members.

Anne Westbrook

Wealth Management Client Services Associate

Anne Westbrook

Riverside Dr Branch

Wealth Management Client Services Associate

Anne has worked in customer service with Visions Wealth Management and the O’Connor Group since 2008. Anne assists in building the confidence clients require when entrusting their financial future with us.

Anne’s background includes nearly two decades with Endicott Coil Company as a director of sales. She holds a bachelor of science degree from Nazareth College in business administration and French.

She is married with three adult children who keep her very busy.