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Insurance protection is about managing risk and ensuring financial security. Life insurance can replace lost income during the wage-earning years or lost pension or Social Security income during the retirement years. Long-term care insurance can provide protection against those expenses created by chronic, non-healing conditions. Disability insurance can provide replacement funds for lost wages in the case of injuries.

Personal insurance can provide a variety of benefits including funds a survivor or survivors need to maintain lifestyle and protect assets. Insurance can also create an immediate estate, cash accumulation that can be borrowed against, and estate conservation to pay inheritance and estate taxes.

There are many types of life insurance that individuals, families, and businesses can purchase for different purposes. At Visions Wealth Management, we can guide you through the process of selecting a policy that works with your overall investments, retirement security, or business continuity planning.